2025 Ira Contribution Limits Estimated. Ira contribution limit increased for 2025. Ira contribution limits for 2025 the limit for both traditional and roth iras is $7,000 total from among all accounts, a $500 increase from the $6,500 limit in 2023.
The contribution limit for individual retirement accounts (iras) for the 2025 tax year is $7,000. The roth ira contribution limit for 2025 is $7,000 in 2025 ($8,000 if age 50 or older).